What is a Healthcare Spending Account?
Healthcare Spending Accounts (often referred to as HCSA or HSA) are essentially a bucket of money that can be spent on anything on the CRA eligible medical expenses list. HCSA’s can be used to supplement or replace parts of a traditional benefits plan. For...
What is Dental coverage?
The Dental benefit covers all or a portion of certificates dental work. Dental is considered a highly desirable and relatively low risk benefit, due to most certificates utilizing the benefit at least once a year. The claims themselves are predominantly low to mid...
What is Group Life insurance?
Group Life insurance is the same concept as Individual Life insurance, in that the benefit is paid upon the death of the insured and is paid to a defined beneficiary. However, unlike Individual Life insurance, the employee has limited control over how much coverage is...
What is Medical Underwriting?
One of the major advantages of Group insurance over individual coverage is that it is underwritten at the group level. Everyone in the same class pays the same rate, regardless of the risk they represent, wether they are young or old, healthy or unwell. However, this...Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387
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