Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Array and string offset access syntax with curly braces is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-content/plugins/jetpack/modules/shortcodes.php on line 98

Deprecated: Array and string offset access syntax with curly braces is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-content/plugins/jetpack/modules/shortcodes.php on line 130

Deprecated: Unparenthesized `a ? b : c ? d : e` is deprecated. Use either `(a ? b : c) ? d : e` or `a ? b : (c ? d : e)` in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-content/plugins/jetpack/modules/shortcodes/soundcloud.php on line 167

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/load.php on line 651

Notice: Trying to access array offset on value of type bool in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/theme.php on line 2241

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Warning: "continue" targeting switch is equivalent to "break". Did you mean to use "continue 2"? in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-content/themes/Divi/includes/builder/functions.php on line 6230

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Notice: Trying to access array offset on value of type bool in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-content/themes/Divi/includes/builder/functions.php on line 2253

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Deprecated: Function get_magic_quotes_gpc() is deprecated in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php on line 4387

Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/formatting.php:4387) in /hermes/bosnacweb08/bosnacweb08ag/b1302/nf.pillowponcho/public_html/wp-includes/feed-rss2-comments.php on line 8
Comments for Group-insurance-Online.ca http://www.group-insurance-online.ca Tue, 31 May 2016 01:54:14 +0000 hourly 1 https://wordpress.org/?v=4.9.25 Comment on What is Dental coverage? by What is Incurred But Not Reported (IBNR)? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-dental-coverage/#comment-102 Tue, 31 May 2016 01:54:14 +0000 http://www.group-insurance-online.ca/?p=677#comment-102 […] a significant delay in the reporting of claims, particularly for the higher volume benefits such as Dental and EHB. This can range from a few days to several months. This creates an issue, as a […]

]]>
Comment on What is Long Term Disability (LTD)? by What Is An Employee Assistance Program (EAP) | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-long-term-disability-ltd/#comment-69 Fri, 25 Mar 2016 01:08:00 +0000 http://www.group-insurance-online.ca/?p=458#comment-69 […] a wide variety of topics. EAP is often considered as a complimentary service to a benefit such as Long Term Disability, providing help and advice to employees that are experiencing physical or emotional hardship […]

]]>
Comment on What are Pooled rates? by What is Out of Country coverage? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-are-pooled-rates/#comment-60 Tue, 09 Feb 2016 00:30:55 +0000 http://www.group-insurance-online.ca/?p=527#comment-60 […] half as much as those with family coverage. OoC is not an experience rated benefit, it is a pooled benefit. However unlike other pooled benefits OoC is pooled from first dollar, meaning that all claim […]

]]>
Comment on What is Out of Country coverage? by What is Administrative Services Only (ASO)? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-out-of-country-coverage/#comment-58 Wed, 03 Feb 2016 12:06:02 +0000 http://www.group-insurance-online.ca/?p=775#comment-58 […] rated benefits such as EHB and Dental that are sold on an ASO basis. Benefits such as Life, Out of Country coverage and LTD have low claims incidence but very high cost claims, making them ill suited to the […]

]]>
Comment on What is Experience rating? by What is Out of Country coverage? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-experience-rating/#comment-57 Wed, 03 Feb 2016 12:03:56 +0000 http://www.group-insurance-online.ca/?p=540#comment-57 […] with single coverage paying around half as much as those with family coverage. OoC is not an experience rated benefit, it is a pooled benefit. However unlike other pooled benefits OoC is pooled from first […]

]]>
Comment on What is Group Life insurance? by What is Critical Illness? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-group-life-insurance/#comment-53 Wed, 23 Dec 2015 04:06:08 +0000 http://www.group-insurance-online.ca/?p=652#comment-53 […] to the Group Life benefit, Group CI often has a reduction schedule, meaning that the amount of coverage provided […]

]]>
Comment on What is a Non-Evidence Maximum? by What is Critical Illness? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-a-non-evidence-maximum/#comment-52 Wed, 23 Dec 2015 03:50:51 +0000 http://www.group-insurance-online.ca/?p=284#comment-52 […] The number of conditions that are covered by the Group CI benefit. The list of covered CI conditions continues to increase, with carriers regularly adding more conditions. Note that 85%+ of all CI claims will fall under a very small subset of CI conditions, stroke, heart attack, cancer and coronary artery bypass surgery. Plans covering more conditions may appear to be offering greater protection, but these may come at the cost of more stringent pre-ex requirements or lower NEM‘s. […]

]]>
Comment on What is Long Term Disability (LTD)? by What is Administrative Services Only (ASO)? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-long-term-disability-ltd/#comment-51 Wed, 16 Dec 2015 23:48:21 +0000 http://www.group-insurance-online.ca/?p=458#comment-51 […] as EHB and Dental that are sold on an ASO basis. Benefits such as Life, Out of Country coverage and LTD have low claims incidence but very high cost claims, making them ill suited to the ASO model. For […]

]]>
Comment on What is Dental coverage? by What is a Healthcare Spending Account? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-dental-coverage/#comment-50 Wed, 16 Dec 2015 22:25:37 +0000 http://www.group-insurance-online.ca/?p=677#comment-50 […] example, a company may choose to offer the basic restorative and Periodontic-Endodontic levels of dental coverage, but instead of the higher, more expensive levels of dental they could offer a $1000 HCSA […]

]]>
Comment on What is Administrative Services Only (ASO)? by What is Stop Loss/EP3? | Group-insurance-Online.ca http://www.group-insurance-online.ca/what-is-administrative-services-only-aso/#comment-48 Fri, 04 Dec 2015 01:03:46 +0000 http://www.group-insurance-online.ca/?p=562#comment-48 […] claim that would be a financial burden for the client. It can be used for both fully insured and ASO EHB […]

]]>